Deposit rate table
This information is for reference only. The actual interest rate is subject to the bank's trading system.
Update time：2025/04/02 17:45:12
Unit：Annual interest rate%
| category | fixed interest rate | floating interest rate | |
|---|---|---|---|
| Checking deposit | Not Interest | ||
| Demand deposit | 0.70500 | ||
| Demand savings deposit | 0.82500 | ||
| Payroll transfers demand savings deposit | 0.88500 | ||
| Securities account savings deposit | 0.01000 | ||
| Time deposit | 1 month | 1.22500 | 1.22500 |
| 2 months | 1.22500 | 1.22500 | |
| 3 to 4 months | 1.28500 | 1.28500 | |
| 5 months | 1.28500 | 1.28500 | |
| 6 months | 1.46000 | 1.46000 | |
| 7 to 8 months | 1.46000 | 1.46000 | |
| 9 months | 1.57500 | 1.57500 | |
| 10 to 11 months | 1.57500 | 1.57500 | |
| 12 months | 1.70000 | 1.70000 | |
| 13 to 23 months | 1.70000 | 1.70000 | |
| 24 months | 1.70500 | 1.71000 | |
| 25 to 35 months | 1.70500 | 1.71000 | |
| 36 months | 1.71500 | 1.72000 | |
| Regular savings deposit | 12 months | 1.72500 | 1.72500 |
| 13 to 23 months | 1.72500 | 1.72500 | |
| 24 months | 1.73500 | 1.74000 | |
| 25 to 35 months | 1.73500 | 1.74000 | |
| 36 months | 1.74500 | 1.75000 | |
Remarks：Time deposits with designated maturity dates are based on the full-month portion of the actual deposit period and can apply to the table above.