Large time deposit rate table
This information is for reference only. The actual interest rate is subject to the bank's trading system.
Time deposit
Update time：2025/12/01 06:48:09
Unit：Annual interest rate%
| category | fixed interest rate above 3 million(inclusive) | floating interest rate above 3 million (inclusive) |
|---|---|---|
| 1 month | 0.73000 | 0.73000 |
| 2 months | 0.73000 | 0.73000 |
| 3 to 4 months | 0.75000 | 0.75000 |
| 5 months | 0.75000 | 0.75000 |
| 6 months | 0.77000 | 0.77000 |
| 7 to 8 months | 0.77000 | 0.77000 |
| 9 months | 0.79500 | 0.79500 |
| 10 to 11 months | 0.79500 | 0.79500 |
| 1 year | 0.83000 | 0.83000 |
| 13 to 23 months | 0.83000 | 0.83000 |
| 2 years | 0.83500 | 0.84000 |
| 25 to 35 months | 0.83500 | 0.84000 |
| 3 years | 0.84500 | 0.85000 |
Regular savings deposit
Update time：2025/12/01 06:48:09
Unit：Annual interest rate%
| category | fixed interest rate above 3 million(inclusive) | floating interest rate above 3 million (inclusive) |
|---|---|---|
| 1 year | 0.83500 | 0.83500 |
| 13 to 23 months | 0.83500 | 0.83500 |
| 2 years | 0.84000 | 0.85000 |
| 25 to 35 months | 0.84000 | 0.85000 |
| 3 years | 0.86000 | 0.86500 |
Remarks： Time deposits with designated maturity dates are based on the full-month portion of the actual deposit period and can apply to the table above.
Large time deposit
Update time：2025/12/01 06:48:09
Unit：Annual interest rate%
| category | Initial deposit amount (inclusive) | Fixed rate |
|---|---|---|
| 3 months | 10billions | 1.59500 |